Why India’s Wealthy Are Shifting From Property Ownership to Smarter Real Estate Investments
The landscape of real estate investment in India is undergoing a quiet transformation. Traditional ownership of flats and plots, once considered the safest way to build wealth, is no longer the preferred path for high-net-worth individuals (HNIs). According to Alchemy Landbase founder Ishmeet Singh Raina, those sticking to old models risk missing the real opportunities shaping the next era of property returns.
One of the biggest disruptors in the market is fractional ownership. This model allows investors to buy shares in luxury properties such as premium villas and farmhouses at a fraction of the total cost. It not only offers access to high-value assets but also provides personal usage rights. With technology-driven platforms solving liquidity and management challenges, fractional ownership is fast becoming an attractive option for both wealthy and mid-level investors.
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On the other hand, real estate funds are creating space for larger, diversified investment opportunities. These funds pool resources, are managed by professionals, and prioritize strong financial returns. While they often require a long-term capital lock-in and provide little emotional connection to the property, they allow investors to scale their portfolio and benefit from expert decision-making without direct involvement.
Raina emphasizes that investors who continue to associate real estate solely with traditional property purchases may be left behind. The structural shift toward fractional ownership and real estate funds signals a new playbook for wealth creation. Those who adapt early stand to benefit most, while late movers may miss out on the prime opportunities of this changing market.
