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East or West all directions are Best

10/1/2020 10:05:00 AM

The Backpack seems often light when we are accompanied by google map on long travels, doesn’t matter, where we go. Put your destination in the search box and the beautiful voice comes from your mobile, which leads you to a destination while you are having less information about direction. You enjoy your favorite music with a high-quality subwoofer during decoding the body language of a travel planner, a huge quantity of enthusiasm is found prowling around the man of the trip. No worries about a travel destination and the traveling wave is in the right flow. Feeling nostalgic, while traveling with google map, direction theory was so easy and so simple as now. In initial academic years, among other basic things, we learned about directions and found nothing which could be confused. In short, the Sun rises in the east and sets in the west, the north will be on your left side and the south will be on your right while facing sunrise. As far as, I remember, auspicious and inauspicious words were never a part of the direction chapter at all. Although google map and GPS digital direction guide arrival make our travel smooth and enthusiastic, but, when direction accompanied by the dwelling, it becomes even terrible. Clarity seems to fade. Will this direction be auspicious? Some are being dragged to superstition having much confusion over dream home facing. Hardcore money is going to be put on it. There are millions of people, who are prowling around the confusion over direction while laying foundation for a dream home. Among so many things, I am unable to understand why people are so much confused over the direction. Their deep belief in direction magic effects dragged them to superstition to some extent. People believe, by constructing a study room in a particular direction, their kid's study will be impacted in a positive manner, but I have a doubt into it. Many success stories have been written under the sky. Dr. Abdul Kalam belonged to a poor family, he had not a study room in a particular direction as I have read about him. Apart from Dr. Abdul Kalam, there are so many brilliant people who had broken this myth while studying under the sky and streetlight. However, it is extremely important to place each room in perfect direction by best use of natural resources. Here, google map and GPS will not work with solidarity but your R&D can give you a confident ray of hope.. Climatic conditions and optimum use of natural resources recommend you a direction for a dream home. Land with huge vegetation, thick walls and high ceiling can be a good choice for hot climate region. North facing home works like a catalyst into it. It will be best to consider sunlight preference for each room before finalizing the direction for a particular room. Unlike the hottest region, South Facing or East Facing will be a good choice for cold climatic regions. Moreover, both positions receive a huge amount of natural light which means, climate condition recommends you a direction. We cannot recommend a particular direction for several climatic conditions. Sunlight and air like any other natural resource should be firmly considered as stakeholders; optimum utilization of each natural resource will escape your home to be a bill factory. A natural resource like sunlight not only effects the inner environment of home, bill amount figures but it also affects your mental health too. Here, we will try to find out how sunlight and darkness affect our mental health. Sunlight and darkness help in the release of good hormones in our brain when we are exposed in certain amount of time. When we get our cells exposed to sunlight then it is thought to increase the release of a good hormone called serotonin in brain. Serotonin is associated with boosting mood and helping a person feel calm and focused. At night, darkness trigger the brain to make another hormone called melatonin. This hormone is responsible for helping you to get sound sleep. Overthinking is not only restricted to home construction but also in home décor. As India believes in some philosophies on home dwelling and home décor, other countries also do the same. Japan follows wabi sabi and china believes in feng shui. Behind all philosophies could have the same intentions, but the elements revolve around the philosophy are different. Vastu shastra revolve around five elements water, air, sky, fire and space and feng shui includes wood, fire, earth, metal and water. Which thing will be where? what kind of things should be brought to bring happiness? I think let the home décor follows your heart. It is a place where you find peace after a long day hustle bustle. The space, where you embrace your good or bad, it symbolizes you not other persona. Akshardham Temple Complex has 10 massive and beautiful gates. The layout of the gates was planned according to the ten principal directions described in Indian culture. The gates, entryways reflect the Vedic sentiment of inviting goodness from everywhere to all visitors. I found, spirituality is embracing all directions, sunshine and blowing wind like nature’s pop-ups reveal east or west all directions are “The Best”. Chandigarh

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Natural disaster, Pandemic and more, if you don't fear

12/22/2020 11:58:00 AM

Since our birth, we are taught about god, as we cannot see him, but at the same time, we can experience his love and affection by breathing oxygen, drinking water, eating food and living in a suitable environment. In Marketing gimmick world, nature gives it free different products worldwide. It is a very strange thing, what have been provided by nature are the most prominent things to live, but we give importance to other things. It is the time where we google each and everything, so google it, human being needs to live. Money would not stand anywhere but oxygen, water and food. Human being is among the wise creation of nature, but his over smartness is creating drastic problems worldwide. Nature gives exact habitats to each creation where they can live peacefully, but human curiosity never ends. It is good to consider worse things and make efforts to bring them into equilibrium, but it is bad to stimulate better things and finish them into worse. Human often do R&D and sometime try to make perfect things more perfect. He enters the marine world and expect their aquatic life will let him do arbitrariness on the contrary, whenever mistakenly animals enter his boundary he is ready to destroy them. Is it right? It is humorous when he stops his breath in water and try to live in water as long as possible while he is human, and land is the perfect place to live so why he does this worse thing it reflect his expansionist attitude. Human innovations could not be denied. Switzerland is the world’s most-innovative economy followed by Sweden, the United States of America (U.S.), the United Kingdom (U.K.) and the Netherlands, according to the GII 2020. 2020 ranking of science and technology hotspots Tokyo-Yokohama is the top performing hotspot again, followed by Shenzhen-Hong Kong-Guangzhou, Seoul, Beijing, and San Jose-San Francisco. Economies achieved huge levels in innovation, Science and Technology, and they are capable to predict nature surprises, but it is also true we cannot deny supreme power will. Whatever nature wants to do, it does. Sometimes it seems cruel attempt of her, but in close inspect we found foul play is also done by human too. Selfishness is a very common word, and we take it very lightly. But it is like mental disorder, when human embrace selfishness, he is wrapped up in own desires and don’t care others. There are countless instances which let the selfishness prove poisonous. Deforestation, emissions of greenhouse gases, soil erosion, Plastic use, etc. are problems which are creating huge disaster worldwide. Although, agreements are being signed over climate change, PARIS AGREEMENT is one among where Its goal is to limit global warming to well below 2, preferably to 1.5 degrees Celsius, compared to pre-industrial levels. It was adopted by 196 Parties at COP 21 in Paris, on 12 December 2015 and entered into force on 4 November 2016. These are agreement which can help to control climate change, but it seems agreements should be tabled on cruelty. Recently, horrible news was just breaking TV big screen with sad vibrations, human attempt of cruelty happened in Malappuram, Kerala where a pregnant elephant died after a local allegedly fed her a pineapple stuffed with crackers. Some News reported that locals did this horrible task to safeguard their crops from wild animals. But destroy someone's life is not the way at all. The question arises, how human being can take decisions over animals and vegetation life. Both cannot speak and escalate their grievance, so supreme power does justice by doing natural disasters. A herd of elephant was seen rummaging food around garbage areas located next to a wildlife protection zone, A landfill site in the town of Ampara Sri Lanka was created about a decade ago. It is a head scratcher sad moment that why the elephant is helpless to find his food in scrap. This is a jumbo problem in Sri Lanka on human and elephant conflict. Where human want to save their crop field and elephant does enter human boundaries or to jump scrap in search of food. Now it is the human responsibility to get solved as soon as possible. Unlike human can find good in bad, animals take the things same as displayed. If we talk about air pollution, In India, more people have been killed due to toxic air pollution in 2019 than in 2017, according to Lancet report published recently. 1.67 million deaths accounting for 18% of all fatalities. New Delhi, Kolkata and Mumbai were on the list of the world’s 20 worst polluted cities. It is the human responsibility to provide a better environment to others who are also the stakeholders of nature, if not, at least let the nature as it is as it has been created. Otherwise, be ready for floods, hurricanes, tornadoes, volcanic eruptions, earthquakes, tsunamis and storms, etc. Another natural treatment also here like pandemic, as we all know whole world are shivering under corona disaster. Science and Technology help to shield the entire world, but things which happened around let us know, supreme power controls the entire universe and even atom cannot change its position without his will. And if someone dares to imbalance nature the result will be worse. Being loved, spread love and respect each other habitants are good health prescriptions for nature creations. In profitable Marketing world, maverick tricks are being carried out to sell products, but nature care its creation by providing them basic things under lifetime package, Simultaneously, we should make proper utilization of natural resources. Chandigarh

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Govt Magic Wand on Health Sector, time to Make it Effective

2/9/2021 10:50:00 AM

Fill in the details, create a login, get registered and you are being contacted, or call is being initiated, perfect initiatives have been taken. In the Covid-19 pandemic phase, sluggish things have happened, but some new ideas are originated for perpetual. Covid-19 Pandemic jolted the world by proving how health facilities are vulnerable and must be sprawled and effective. Although everything which affects our economy should be improved health is the first which affects a lot, or we can say that each citizen’s health contributes towards economy. Before the pandemic, things had been going as it is for many years without required amendments, but corona stimulated the world to be changed for very required reasons. Such changes have happened in the health sector although many people are not aware of such health facilities. Online Registration System (ORS) and E Sanjeevani OPD are among various online medical services portals. E Sanjeevani OPD is National Teleconsultation Service of the Ministry of Health and Family Welfare is first of its kind online OPD service offered by a country government to its citizens. The platform is available to people in 27 states and union territories. It is a big push for the 'Digital India' initiative of Prime Minister Narendra Modi. As many, big hospitals have come forward by creating an online platform for patients. Registration number, OPD Appointments, doctor-patient meet through video calling, and medical reports are being served under the online portal. Through an online portal, minor issues can be solved by sitting at home. No more travel harassment for mild medical issues. The Effective online portal will help the hospital crowd off and the physical visits would be happening in required cases. Time, Money and travel expense can be saved. It will be beneficial for the hospital too as a less human resource can provide their best services comparatively. During Pandemic, Online wave was seen in health sector among other prominent sectors and it has proved by doing work under these online platforms, productivity can be increased but it cannot be denied, these Medical online portals are doing their work as per web programming but the people who are working under these web systems are not doing their work in the required effective way. It is seen that government initiatives work like a magic wand but being a country citizen and Prominent organizations, we should put at least propositional efforts to make things happening only after those things can work properly. By developing OPD online Portals, a sigh of relief has been seen during the Pandemic. From my little experience with portals, I realized, these portals could be proved a game-changer if it would work most effectively. As the portal is patient-friendly, easy to operate and well managed but services that should be provided is not available in a better manner. General OPD & Specialty OPD should be opened on a timely basis and every each Token should be consulted as per queue. It is seen doctors do not be the online timely and patient end it up with waiting, most patients are not updated about their turn. India's economy is strong in its own way and citizen’s efforts can bring it to the next level. Where the world is deteriorated by corona, India fought with corona like strong warriors and helping the world like God Sakat Mochan Hanuman by giving swadeshi free vaccination. Time to boost Govt efforts to make the health sector strong and effective. Chandigarh

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Metro corridors led to a 15-20% rise in land prices in cities: JLL Report

4/15/2021 12:56:00 PM

NEW DELHI: Metro corridors led to a 15-20% rise in land prices, within 500 metres of such facilities, as per a report from JLL. A fall in cost of commute and improved job opportunities led to a 20-25% increase in commercial property prices, the report added. Over the past two decades, metro rail transport has seen tremendous growth covering a total of 760.62 km across the country, with another 578.34 km under construction. Cities including Kochi, Chennai, Bengaluru, Nagpur and Nashik have seen significant expansion of new metro lines. As per the report, prices of residential properties in south Delhi rose 15-20% in the past five to six years., while the micro-market of corridor-I and corridor-III in Hyderabad saw rates rise 15-20% from 2018 to first quarter of 2021. Many pockets of Chennai witnessed an increase in land prices closer to metro stations by 15-35%. The micro-market in Bengaluru of CBD along with few SBD locations like Indiranagar, CMH Road, Jayanagar, Malleswaram, Yeshwanthpur, Rajajinagar, etc. saw rates rise 8-10% as soon as the east-west and north-south corridors opened for public use. Depending upon the location, land use, and micro market’s overall use, the value of properties are expected to go up 10-15% from current values with the launch of a metro corridor. The deployment of the metro corridor directly impacts real estate sector as it increases land value, land use change and densification alongside the metro corridor. Also, mass transit systems such as metros and monorails significantly contribute towards solving traffic problems. Thus, projects which are planned around the vicinity witness an increased urban real estate value, since consumers are willing to pay more for convenience. A Shankar, head, strategic consulting and valuation advisory, India, JLL, said, “The real estate market has seen a steady growth along the metro corridors, owing to increase in developments alongside the routes. Furthermore, on an average, the land value within 500 m of metro corridors has increased by 15-20%, especially in residential and commercial areas. Additionally, it has been observed that appreciation in land value has been on a rise after the metro operation and increase by 2-5% annually over other locations, compared to the construction and planning phase." Source: Mint New Delhi

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PE inflows in India real estate up 19% in FY21, investors eye portfolio deals across cities

4/19/2021 12:18:00 PM

Despite the COVID-19 pandemic, Indian real estate witnessed over $6.27 billion being pumped into the sector in FY21, as against $5.8 bn in FY20 - an increase of 19 percent in one year, a report by Anarock titled Flux – FY20-21 Market Monitor for Capital Flows has said. Though FY21 was an unprecedented year due to the pandemic, foreign PE funds showed much optimism for India. As much as 93 percent of the total PE investments pumped into Indian real estate was by foreign investors. In actual terms, investments by foreign PE funds almost doubled from $3 billion to $5.8 billion in FY21. In contrast, domestic PE funds invested merely $300 million compared to $420 million in FY20, it said. FY21 saw private equity investors focus majorly on portfolio deals across multiple cities and assets, rather on specific projects or cities. Such portfolio deals constituted 73 percent of the overall share, with approximately $4,583 million invested via portfolio deals in multiple cities, the report said. The average ticket size of PE deals rose by 62 percent in the fiscal year – from $110 million in FY20 to $178 million in FY21. Both structured debt and equity witnessed strong growth during the year at 84 percent and 15 percent respectively. Structured debt was largely towards portfolio deals instead of project-level assets. "Foreign funds are evidently very upbeat about India. High-grade rental-generating assets have attracted foreign investors in a big way during the year. Moreover, India has a strong underlying demand for office space with quality workforce and average rentals available at less than a dollar per sq. ft. per month,” said Shobhit Agarwal, MD & CEO - ANAROCK Capital. "Alongside, the successful REIT listings have provided a good monetising option for PE investors, leading to a stronger demand for good quality rental earning office and retail assets," he said. "Good entry valuation coupled with the option to accumulate a healthy mix of portfolio assets have also driven this surge in foreign PE investments. During the year, PE funds like Blackstone and Brookfield have added a lot of assets to their existing portfolios, while others have takeover loan portfolios of NBFCs.” Among other significant trends, the share of asset classes like commercial, retail and hotel has been very good. While the asset class-wise bifurcation shows lower percentage, when considered along with portfolio deals (where bifurcation is not available), the share of these asset classes is strong. Nearly 66 percent of the total inflows ($6.27 bn) in FY21 was across portfolio deals in multiple asset classes. In contrast, in FY20, out of the total $5.28 billion total inflows, just 8 percent of the total comprised portfolio deals. The top 10 deals alone contributed nearly 78 percent of the total PE inflows in FY21 as against 67 percent in FY20. Also, among the foreign PE investors that remained major contributors for overall PE inflows in India, Canada and US-based investors pumped in more than 50 percent of the total foreign PE investments in FY21. The industrial and logistics sector had strong investor support. Key emerging trends in this sector - rise of automation, urban multi-level warehousing, de-centralization, increasing business consolidation, and high demand for Grade A assets. Data centres are becoming the new sunrise sector, gaining more attention from PE investors and strategic investors, the report said. Source: Money Control India

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Market share of banks in individual housing loans up: NHB report

4/20/2021 10:39:00 AM

The market share of banks in individual housing loans has gone up from 62 per cent in 2017-18 to 67 per cent in 2019-20, while that of housing finance companies (HFCs) has come down from 38 per cent to 33 per cent. According to the National Housing Bank’s latest Trend and Progress of Housing in India report, the pace of growth of banks remained higher than that of HFCs, partly supported by portfolio buyouts, leading to increase in their market share in individual loans. In 2018-19, the market share of banks and HFCs in individual housing loans (IHLs) was at 64 per cent and 36 per cent, respectively. The overall growth in IHLs of banks and HFCs combined stood at 10 per cent in 2019-20 compared to 16 per cent in 2018-19. The report said: “The real estate and Housing Finance Sector in India began to witness a moderation in growth after the IL&FS crisis in September 2018. However, with proactive measures and various other initiatives of the Government, RBI and NHB, the sector started to gain momentum.” The total outstanding IHLs of HFCs and banks combined was around ₹20-lakh crore as at the end of March 2019-20 compared to around ₹18-lakh crore in 2018-19. Outstanding IHLs of Banks and HFCs registered year-on-year growth of 8.5 per cent and 3 per cent, respectively, NHB said. Slab-wise analysis Slab-wise analysis of total IHLs of scheduled commercial banks (SCBs) and HFCs combined shows that around 44 per cent of the total IHL as on March 31, 2020 (against 47 per cent as on March 31, 2019) was towards 124 lakh housing units (119 lakh as on March 31, 2019) within IHL slab of ₹25 lakh. Fifty six per cent of the total IHL (53 per cent as on March 31, 2019) was towards 30 lakh housing units in the IHL slab of over ₹25 lakh, the report said. Referring to growth in the number of housing units financed within IHL slab of ₹25 lakh, NBH observed that affordable housing continues to grow on account of robust demand and various support measures towards this segment. Source: Business Line India

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