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Fitness fine kick over Dream home amenities

8/31/2020 6:01:00 PM

Since last many year’s, bizarre performances are often seen in parks, mostly, it is a picturesque view of morning and evening. Fiercely, people invent their own moves while seeing other one doing something with their nostrils or pumping heart by breathing out on colorful yoga mats. Dance without music consists of basic self made steps and giggling without any reason sounds scary sometimes, appears adventure channel is live on real television screen. Outside a park, bottle gourd & bitter gourd juices are sold over maverick trick. Fitness obsession is going all the way to physical and mental health. People are very aware of their mind and body. Everything is being seen under a fitness perspective, although bad visual feed impacts are being ignored sometimes irrespective of knowing visuals impact our mind. Electronic media is keen to broadcast fitness programs by giving “Miraculous Headlines” as exercises will be performed by experts. Often, It is likely outcome, many can harm each other during emulating experts while watching fitness programs, if we consider room measurements. Everyone needs a fine morning kick to make their day productive by doing exercise and watching horoscope. On the other hand, YouTube, Instagram, Facebook Twitter, etc are inundated with fitness goals. Video sharing sites introduce you to many people who would sometimes inculcate authenticity about video outcomes. Multiple asana photos are capable to tell you the whole story by photos sharing sites, simultaneously Ketogenic diet and Vegan diet are followed by many under media sources guidance and ready to switch another one to get the best results. It seems, way of presentation of everything has changed and things will absolutely be grilled until implementation. Rituals of welcoming guests have been changed over a period of time, There was a time when we were offered tea, coffee, or cold drink. Now, the beverages menu has been changed, green tea is included. If we chose tea, then the question arises, which milk will be added, almond milk, or holy cow milk. By choosing cow milk, we are asked to choose among toned milk, whole milk or skimmed. At once I got embarrassed when I had been given choice between sugar or stevia??? Then I realized, people are in a health marathon, and I still believe in baby steps. Without wasting any time, we start rubbing nails while talking to each other as it claims to reduce grey hair. These days, In our talk, health issues and their remedies are discussed and while offering lunch or dinner, we are introduced to recipes accompanying health benefits as things should be grilled and drilled so that conviction will be maintained while consuming. As the food is considered for maintaining health, other activities play a vital role too. Cycle, which had been apart in past, reunion, is seen these days. However, having a cycle for many are their helplessness. Cycling Track is being constructed along with roads. Now, Cycle seems, seen as a status symbol behind multiple health stories. People used to take multiple memberships of Yoga, jogging, swimming and gym activities among others which energize us for the whole day. As we got to know, it has become our part of life so while searching dream home, we give more importance to home amenities instead of other things. There was a time, when only home location matters a lot while making home- buying decisions, although it matters too now, over a fitness long-lasting wave, home amenities grab the attention of the home buyer to some extent. It could be quite good to have every facility at our doorstep instead scattered. Chandigarh

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Sophia Emotions, Technology and Japan virtual tour over less time frame

9/10/2020 6:31:00 PM

“Two minutes noodles” can understand better, how time is precious. As human is being busy, things have been transformed accordingly. Since sunrise to moon arrival, we try to make things easy so that time could be contained. We are not alone in life long drive, but we help each other to reach our destination. It is observed, the human being is curious since his birth and wants to know each and everything that is happening around. To save time, the news channels have started news hundred countdown, where you at least could grab entire news under “ho jao intelligent minto mai” idea. Subsequently, it also helps to sharp your rhyming couplet skill. “ho Jao intelligent minto mai” is one of among inspired rhyming couplet skill. Unlike news headlines, we got to know about our kid's adventures with explanation by our neighbors, as detail news after headlines, I agree with neighbors, some things should be presented in a terrible sprinkling manner. Neighbors are very good source of surveillance for kids as well as your entire family by their right “pair of binoculars”, their services are lifetime and absolute free. Even, without giving instructions, they look forward to provide their services. Apart from neighbors, whatsapp status, facebook and instagram post will let you know about their adventures. And in extreme cases hidden cameras will unfold their apocryphal tales made by them. There was a time where wives were spying on their beloved spouse by making frequent calls. Eavesdropping was also a trustworthy tool for them. It is sheer truth, Problems are the only source of Invention. Now vidio call helps your "Better Half" to be stressed out. But technology doing its work in an unbiased manner, and I hope a virtual reality and augmented reality will do justice equally. It is a very common thing in every element of technology, you can catch up on your target by sitting on well padded couch. In the previous year, some countries banned vedio calls over security reasons, however, later, govt had to permit VoIP apps with guidelines to be used. As a “ho jao intelligent minto mai” volunteer, instead of nicotine beverages, I believe to stir “Vita” powder in whole milk so that entire day I can do intelligent activities. Calling, pop out messages for clients, vedio calls and conferencing are among which we have to do frequently. And in Pandemic lockdown these digital tools proved that importance. Every person is always connected with their dreams emotionally. Where Sites visits for “ Dream Home” was done physically, it is done virtually now, It shows business intelligence. Although the final site visit has to be done by own over emotional perspective. Personally, I believe, all tasks should not be done digitally, for instance, home warming party is done by “Artificial Intelligence”. While written artificial intelligence, I remembered “Sophia” a social humanoid robot developed by Hong Kong-based company Hanson Robotics. Sophia was first turned on on February 14, 2016, and made her first public appearance at the South by Southwest Festival in mid-March 2016 in Austin, Texas, United States. Sophia is powered to display more than 50 facial expressions. Joy, grief, curiosity, confusion, contemplation, sorrow, frustration, among other feelings. The kind humanoid robot visited India for the first time in December 2017. She graced the stage at IIT- Bombay for about 20 minutes where it spoke about the growing intolerance in the world and advised the human race to be "kind" to fellow creatures. It is highly appreciable “Humanoid Robot” has emotions and her advise let me force to think we should express our emotions too with huge intelligence. As we Indians often give a sign of emotions once in a while. India is a culture enriched country. As a sign of respect, we reach down to touch the elder’s feet. “Namaste” is also the Indian form of greeting, to greet someone with a namaste, bring your hands together with palms touching in front of your chest gracefully. On the festival side, we ignite ghee lamp on “DIWALI” with gratitude and try to distribute self-made sweets instead of well-packed chocolates. However, to save our time, we cook “Two-minute noodles”, boiled or scrambled eggs, but in festivals, we believe to cook food by spending many hours to display mouth-watering traditional colorful culinary. In the technology era we love to click photos before eat and promptly post in various digital platforms to lure likes. And with in seconds inundated thumps up are on posted clicks. In some cases we call many to like post and sometimes we show anger to not give thumps up into post, vedio calls are often made too. During my “Virtual Japan Tour”, I preferred “Green Tea” not as a substitute for “Vita milk”. But, in order to feel a foreign tour in “Actual”. Green tea is undoubtedly the most popular tea in Japan. In my close inspection, I found, Japanese are quite shy and conservative as sort of Indians. Japanese greet each other by bowing. A deeper and longer bow indicates respect and while handshake, they practice to avoid eye contact as it is considered rude. It is good to exchange gifts with each other with both hands showing respect. One should be refuse a gift up to three times before finally accepting. On tour, meanwhile, some “Pop-Ups” made me laugh. I had to make sure, I tried to cover my mouth while laughing, as In Japan, covering mouth while laughing means not showing your exact reactions. Moreover, it helps to keep your emotions subtle and shy. This is also considered graceful for ladies in Japan. I will have to make sure, during my next virtual tour, I need to sit on an acupressure active chair instead of a well padded couch for not forgetting, I am not to “Actual” but to “Virtual tour". Chandigarh

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East or West all directions are Best

10/1/2020 10:05:00 AM

The Backpack seems often light when we are accompanied by google map on long travels, doesn’t matter, where we go. Put your destination in the search box and the beautiful voice comes from your mobile, which leads you to a destination while you are having less information about direction. You enjoy your favorite music with a high-quality subwoofer during decoding the body language of a travel planner, a huge quantity of enthusiasm is found prowling around the man of the trip. No worries about a travel destination and the traveling wave is in the right flow. Feeling nostalgic, while traveling with google map, direction theory was so easy and so simple as now. In initial academic years, among other basic things, we learned about directions and found nothing which could be confused. In short, the Sun rises in the east and sets in the west, the north will be on your left side and the south will be on your right while facing sunrise. As far as, I remember, auspicious and inauspicious words were never a part of the direction chapter at all. Although google map and GPS digital direction guide arrival make our travel smooth and enthusiastic, but, when direction accompanied by the dwelling, it becomes even terrible. Clarity seems to fade. Will this direction be auspicious? Some are being dragged to superstition having much confusion over dream home facing. Hardcore money is going to be put on it. There are millions of people, who are prowling around the confusion over direction while laying foundation for a dream home. Among so many things, I am unable to understand why people are so much confused over the direction. Their deep belief in direction magic effects dragged them to superstition to some extent. People believe, by constructing a study room in a particular direction, their kid's study will be impacted in a positive manner, but I have a doubt into it. Many success stories have been written under the sky. Dr. Abdul Kalam belonged to a poor family, he had not a study room in a particular direction as I have read about him. Apart from Dr. Abdul Kalam, there are so many brilliant people who had broken this myth while studying under the sky and streetlight. However, it is extremely important to place each room in perfect direction by best use of natural resources. Here, google map and GPS will not work with solidarity but your R&D can give you a confident ray of hope.. Climatic conditions and optimum use of natural resources recommend you a direction for a dream home. Land with huge vegetation, thick walls and high ceiling can be a good choice for hot climate region. North facing home works like a catalyst into it. It will be best to consider sunlight preference for each room before finalizing the direction for a particular room. Unlike the hottest region, South Facing or East Facing will be a good choice for cold climatic regions. Moreover, both positions receive a huge amount of natural light which means, climate condition recommends you a direction. We cannot recommend a particular direction for several climatic conditions. Sunlight and air like any other natural resource should be firmly considered as stakeholders; optimum utilization of each natural resource will escape your home to be a bill factory. A natural resource like sunlight not only effects the inner environment of home, bill amount figures but it also affects your mental health too. Here, we will try to find out how sunlight and darkness affect our mental health. Sunlight and darkness help in the release of good hormones in our brain when we are exposed in certain amount of time. When we get our cells exposed to sunlight then it is thought to increase the release of a good hormone called serotonin in brain. Serotonin is associated with boosting mood and helping a person feel calm and focused. At night, darkness trigger the brain to make another hormone called melatonin. This hormone is responsible for helping you to get sound sleep. Overthinking is not only restricted to home construction but also in home décor. As India believes in some philosophies on home dwelling and home décor, other countries also do the same. Japan follows wabi sabi and china believes in feng shui. Behind all philosophies could have the same intentions, but the elements revolve around the philosophy are different. Vastu shastra revolve around five elements water, air, sky, fire and space and feng shui includes wood, fire, earth, metal and water. Which thing will be where? what kind of things should be brought to bring happiness? I think let the home décor follows your heart. It is a place where you find peace after a long day hustle bustle. The space, where you embrace your good or bad, it symbolizes you not other persona. Akshardham Temple Complex has 10 massive and beautiful gates. The layout of the gates was planned according to the ten principal directions described in Indian culture. The gates, entryways reflect the Vedic sentiment of inviting goodness from everywhere to all visitors. I found, spirituality is embracing all directions, sunshine and blowing wind like nature’s pop-ups reveal east or west all directions are “The Best”. Chandigarh

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Reserve Bank of India announces steps to boost credit flow to real estate sector

10/20/2020 11:14:00 AM

In a bid to increase flow of credit to the real estate sector, the Reserve Bank on Friday rationalised the risk weightage to LTV (loan to value) ratio for all new housing loans sanctioned up to March 31, 2022. As per a notification issued by the RBI, new housing loans will attract a risk weight of 35 per cent where LTV is less than 80 per cent and a risk weight of 50 per cent where LTV is more than 80 per cent but less than 90 per cent. This measure, according to the RBI, is expected to give a fillip to bank lending to the real estate sector which is critical for economic recovery, given its role in employment generation and the inter linkages with other industries. "As a countercyclical measure, it has been decided to rationalise the risk weights, irrespective of the amount. The risk weights for all new housing loans to be sanctioned on or after the date of this circular and upto March 31, 2022," the notification said. The requirement of standard asset provision of 0.25 per cent will continue to apply on all such loans, the notification added. Commenting on the RBI's move, Square Yards CEO Tanuj Shori said, "The linking of risk weightage only to LTV ratio vis-a-vis the earlier practice of risk weightage with both pricing and LTV augurs well for the sector particularly for high end properties which have been facing severe downward demand pressures." Anarock Chairman Anuj Puri said the LTV ratio is calculated by dividing the amount borrowed by the value of the property in percentage terms. For instance, if one purchases a home valued at Rs 80 lakh and for this makes a down payment of Rs 10 lakh, Rs 70 lakh will need to be borrowed. "The risk weightage assigned to LTV will free up banks' capital for additional lending. It will also help them to bring down the lending rates because they will have spare capital to lend," Puri said. Since banks will have additional capital to lend, availing home loans at attractive interest rates will be possible, he added. Source: Economic Times Chandigarh

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Reserve Bank of India announces steps to boost credit flow to real estate sector

10/21/2020 3:34:00 PM

In a bid to increase flow of credit to the real estate sector, the Reserve Bank on Friday rationalised the risk weightage to LTV (loan to value) ratio for all new housing loans sanctioned up to March 31, 2022. As per a notification issued by the RBI, new housing loans will attract a risk weight of 35 per cent where LTV is less than 80 per cent and a risk weight of 50 per cent where LTV is more than 80 per cent but less than 90 per cent. This measure, according to the RBI, is expected to give a fillip to bank lending to the real estate sector which is critical for economic recovery, given its role in employment generation and the inter linkages with other industries. "As a countercyclical measure, it has been decided to rationalise the risk weights, irrespective of the amount. The risk weights for all new housing loans to be sanctioned on or after the date of this circular and upto March 31, 2022," the notification said. The requirement of standard asset provision of 0.25 per cent will continue to apply on all such loans, the notification added. Commenting on the RBI's move, Square Yards CEO Tanuj Shori said, "The linking of risk weightage only to LTV ratio vis-a-vis the earlier practice of risk weightage with both pricing and LTV augurs well for the sector particularly for high end properties which have been facing severe downward demand pressures." Anarock Chairman Anuj Puri said the LTV ratio is calculated by dividing the amount borrowed by the value of the property in percentage terms. For instance, if one purchases a home valued at Rs 80 lakh and for this makes a down payment of Rs 10 lakh, Rs 70 lakh will need to be borrowed. "The risk weightage assigned to LTV will free up banks' capital for additional lending. It will also help them to bring down the lending rates because they will have spare capital to lend," Puri said. ince banks will have additional capital to lend, availing home loans at attractive interest rates will be possible, he added. Source: Economic Times Chandigarh

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Affordable housing in Tier II and III cities triggers growth for realty

10/22/2020 11:02:00 AM

Covid-19 led to a remarkable change in all of our professional and personal choices made. Lifestyle being one of the most prominent aspect in it. This transition is directly translated into the demand shift witnessed in the type of housing units available and their location. Affordable housing emerged as the most preferred segment among end-users in Tier II-III cities. Reverse migration and remote working being the major influencing factors for driving this trend. A report by ANAROCK states that housing demand is likely to increase in smaller cities beginning with rental arrangement first. Cities such as Lucknow, Indore, Chandigarh, Kochi, Coimbatore, Jaipur and Ahmedabad would be the main beneficiaries. A major share of Indian residential market is in the metros which accounts to 70%, while the remaining 30% is scattered in smaller towns. This will change drastically as the scarcity of well-planned projects in smaller cities remain. The need to have a cleaner and well-maintained lifestyle is reinstated with pandemic. Builders involved in developing affordable units tend to prefer the high-rise structures due to the cost efficiency, which is opposite to the demand observed in smaller cities during pre-covid times. Low-rise apartments, independent plots were more in demand for Tier II-III cities. However, as per the current market dynamic buyer sentiment is changing. The residents here want to invest in real estate only when the deal promises multiple benefits. A similar living experience that exists in metro cities with amenities like club houses, gyms, gaming courts, pool, jogging tracks, shopping arcade etc. Also, peripheral regions in such cities are becoming the most ideal locations for new projects, due to the cost of land, resources available, improving state of infrastructure etc. Elaborating on the efforts by government in terms of infrastructure improvement and policy reforms that boost the growth of affordable housing for Tier II-III cities, Raman Gupta, director, branding and construction, GBP Group, said, “Under the Credit-Linked Subsidy Scheme (CLSS), housing for EWS/LIG/MIG beneficiaries is being sanctioned by the HFCs under the Pradhan Mantri Awas Yojana. The scheme is launched to cater the demand of housing shortage of 1.2 crores (approx.) and fulfil government vision of ‘Housing for All’ by 2022. While the benefits of this scheme post the turmoil of pandemic will undergo some time extension but the public-private efforts combined would not let this be an unfinished developmental campaign.” In order to mitigate the effects of pandemic the latest update of Rs 10,284 cr being sanctioned under SWAMIH AIF which will aid completion of 71,559 homes across 101 projects rings positivity for the developers with approved projects in this scheme. It will be extremely helpful to clear stuck projects. Kushagr Ansal, director, Ansal Housing, president CREDAI Haryana, whose one of the projects in Gurgaon received final approvals for the fund, said, “The plan was to have a Rs 25,000-crore fund, with contribution of both the government and other investors set up in 2019, but disbursement of same has been fragmented and gradual. The 101 stuck housing projects are spread across a broad mix of markets, including metros and also Tier- 2 locations like Karnal, Panipat, Lucknow, Jaipur, Nashik, Vizag ,Surat, Dehradun, Kota, Nagpur, and Chandigarh. The share of Tier II markets receiving early sanction of funds by government indicates the impact, sale of affordable housing projects from smaller cities can have on the overall real estate sector and economy.” As per a Proptiger report, 56% of all homes that were registered as sold properties in the October-December 2019 period were priced within the Rs 45- lakh bracket. Also, 52% of new project launches during these three-months period were in the affordable segment. Pradeep Aggarwal, founder & chairman, Signature Global Group & chairman, ASSOCHAM National Council on Real Estate, Housing and Urban Development adding on to the growing popularity and acceptance of affordable homes in Tier II-III cities said, “We are positive about the buyer sentiment and trust in these affordable units. During the lockdown times the response received on our online site visits and social media handlers reflected that affordable housing in these markets is driven by both end-users and investors. The buyers in the new normal can think about buying these properties and not just renting it due to its affordable price point coupled with subsidies provided, and the variety of amenities offered.” Source: Construction Work Online Chandigarh

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