LATEST BLOGS

Read More

East or West all directions are Best

10/1/2020 10:05:00 AM

The Backpack seems often light when we are accompanied by google map on long travels, doesn’t matter, where we go. Put your destination in the search box and the beautiful voice comes from your mobile, which leads you to a destination while you are having less information about direction. You enjoy your favorite music with a high-quality subwoofer during decoding the body language of a travel planner, a huge quantity of enthusiasm is found prowling around the man of the trip. No worries about a travel destination and the traveling wave is in the right flow. Feeling nostalgic, while traveling with google map, direction theory was so easy and so simple as now. In initial academic years, among other basic things, we learned about directions and found nothing which could be confused. In short, the Sun rises in the east and sets in the west, the north will be on your left side and the south will be on your right while facing sunrise. As far as, I remember, auspicious and inauspicious words were never a part of the direction chapter at all. Although google map and GPS digital direction guide arrival make our travel smooth and enthusiastic, but, when direction accompanied by the dwelling, it becomes even terrible. Clarity seems to fade. Will this direction be auspicious? Some are being dragged to superstition having much confusion over dream home facing. Hardcore money is going to be put on it. There are millions of people, who are prowling around the confusion over direction while laying foundation for a dream home. Among so many things, I am unable to understand why people are so much confused over the direction. Their deep belief in direction magic effects dragged them to superstition to some extent. People believe, by constructing a study room in a particular direction, their kid's study will be impacted in a positive manner, but I have a doubt into it. Many success stories have been written under the sky. Dr. Abdul Kalam belonged to a poor family, he had not a study room in a particular direction as I have read about him. Apart from Dr. Abdul Kalam, there are so many brilliant people who had broken this myth while studying under the sky and streetlight. However, it is extremely important to place each room in perfect direction by best use of natural resources. Here, google map and GPS will not work with solidarity but your R&D can give you a confident ray of hope.. Climatic conditions and optimum use of natural resources recommend you a direction for a dream home. Land with huge vegetation, thick walls and high ceiling can be a good choice for hot climate region. North facing home works like a catalyst into it. It will be best to consider sunlight preference for each room before finalizing the direction for a particular room. Unlike the hottest region, South Facing or East Facing will be a good choice for cold climatic regions. Moreover, both positions receive a huge amount of natural light which means, climate condition recommends you a direction. We cannot recommend a particular direction for several climatic conditions. Sunlight and air like any other natural resource should be firmly considered as stakeholders; optimum utilization of each natural resource will escape your home to be a bill factory. A natural resource like sunlight not only effects the inner environment of home, bill amount figures but it also affects your mental health too. Here, we will try to find out how sunlight and darkness affect our mental health. Sunlight and darkness help in the release of good hormones in our brain when we are exposed in certain amount of time. When we get our cells exposed to sunlight then it is thought to increase the release of a good hormone called serotonin in brain. Serotonin is associated with boosting mood and helping a person feel calm and focused. At night, darkness trigger the brain to make another hormone called melatonin. This hormone is responsible for helping you to get sound sleep. Overthinking is not only restricted to home construction but also in home décor. As India believes in some philosophies on home dwelling and home décor, other countries also do the same. Japan follows wabi sabi and china believes in feng shui. Behind all philosophies could have the same intentions, but the elements revolve around the philosophy are different. Vastu shastra revolve around five elements water, air, sky, fire and space and feng shui includes wood, fire, earth, metal and water. Which thing will be where? what kind of things should be brought to bring happiness? I think let the home décor follows your heart. It is a place where you find peace after a long day hustle bustle. The space, where you embrace your good or bad, it symbolizes you not other persona. Akshardham Temple Complex has 10 massive and beautiful gates. The layout of the gates was planned according to the ten principal directions described in Indian culture. The gates, entryways reflect the Vedic sentiment of inviting goodness from everywhere to all visitors. I found, spirituality is embracing all directions, sunshine and blowing wind like nature’s pop-ups reveal east or west all directions are “The Best”. Chandigarh

Read More

Natural disaster, Pandemic and more, if you don't fear

12/22/2020 11:58:00 AM

Since our birth, we are taught about god, as we cannot see him, but at the same time, we can experience his love and affection by breathing oxygen, drinking water, eating food and living in a suitable environment. In Marketing gimmick world, nature gives it free different products worldwide. It is a very strange thing, what have been provided by nature are the most prominent things to live, but we give importance to other things. It is the time where we google each and everything, so google it, human being needs to live. Money would not stand anywhere but oxygen, water and food. Human being is among the wise creation of nature, but his over smartness is creating drastic problems worldwide. Nature gives exact habitats to each creation where they can live peacefully, but human curiosity never ends. It is good to consider worse things and make efforts to bring them into equilibrium, but it is bad to stimulate better things and finish them into worse. Human often do R&D and sometime try to make perfect things more perfect. He enters the marine world and expect their aquatic life will let him do arbitrariness on the contrary, whenever mistakenly animals enter his boundary he is ready to destroy them. Is it right? It is humorous when he stops his breath in water and try to live in water as long as possible while he is human, and land is the perfect place to live so why he does this worse thing it reflect his expansionist attitude. Human innovations could not be denied. Switzerland is the world’s most-innovative economy followed by Sweden, the United States of America (U.S.), the United Kingdom (U.K.) and the Netherlands, according to the GII 2020. 2020 ranking of science and technology hotspots Tokyo-Yokohama is the top performing hotspot again, followed by Shenzhen-Hong Kong-Guangzhou, Seoul, Beijing, and San Jose-San Francisco. Economies achieved huge levels in innovation, Science and Technology, and they are capable to predict nature surprises, but it is also true we cannot deny supreme power will. Whatever nature wants to do, it does. Sometimes it seems cruel attempt of her, but in close inspect we found foul play is also done by human too. Selfishness is a very common word, and we take it very lightly. But it is like mental disorder, when human embrace selfishness, he is wrapped up in own desires and don’t care others. There are countless instances which let the selfishness prove poisonous. Deforestation, emissions of greenhouse gases, soil erosion, Plastic use, etc. are problems which are creating huge disaster worldwide. Although, agreements are being signed over climate change, PARIS AGREEMENT is one among where Its goal is to limit global warming to well below 2, preferably to 1.5 degrees Celsius, compared to pre-industrial levels. It was adopted by 196 Parties at COP 21 in Paris, on 12 December 2015 and entered into force on 4 November 2016. These are agreement which can help to control climate change, but it seems agreements should be tabled on cruelty. Recently, horrible news was just breaking TV big screen with sad vibrations, human attempt of cruelty happened in Malappuram, Kerala where a pregnant elephant died after a local allegedly fed her a pineapple stuffed with crackers. Some News reported that locals did this horrible task to safeguard their crops from wild animals. But destroy someone's life is not the way at all. The question arises, how human being can take decisions over animals and vegetation life. Both cannot speak and escalate their grievance, so supreme power does justice by doing natural disasters. A herd of elephant was seen rummaging food around garbage areas located next to a wildlife protection zone, A landfill site in the town of Ampara Sri Lanka was created about a decade ago. It is a head scratcher sad moment that why the elephant is helpless to find his food in scrap. This is a jumbo problem in Sri Lanka on human and elephant conflict. Where human want to save their crop field and elephant does enter human boundaries or to jump scrap in search of food. Now it is the human responsibility to get solved as soon as possible. Unlike human can find good in bad, animals take the things same as displayed. If we talk about air pollution, In India, more people have been killed due to toxic air pollution in 2019 than in 2017, according to Lancet report published recently. 1.67 million deaths accounting for 18% of all fatalities. New Delhi, Kolkata and Mumbai were on the list of the world’s 20 worst polluted cities. It is the human responsibility to provide a better environment to others who are also the stakeholders of nature, if not, at least let the nature as it is as it has been created. Otherwise, be ready for floods, hurricanes, tornadoes, volcanic eruptions, earthquakes, tsunamis and storms, etc. Another natural treatment also here like pandemic, as we all know whole world are shivering under corona disaster. Science and Technology help to shield the entire world, but things which happened around let us know, supreme power controls the entire universe and even atom cannot change its position without his will. And if someone dares to imbalance nature the result will be worse. Being loved, spread love and respect each other habitants are good health prescriptions for nature creations. In profitable Marketing world, maverick tricks are being carried out to sell products, but nature care its creation by providing them basic things under lifetime package, Simultaneously, we should make proper utilization of natural resources. Chandigarh

Read More

Govt Magic Wand on Health Sector, time to Make it Effective

2/9/2021 10:50:00 AM

Fill in the details, create a login, get registered and you are being contacted, or call is being initiated, perfect initiatives have been taken. In the Covid-19 pandemic phase, sluggish things have happened, but some new ideas are originated for perpetual. Covid-19 Pandemic jolted the world by proving how health facilities are vulnerable and must be sprawled and effective. Although everything which affects our economy should be improved health is the first which affects a lot, or we can say that each citizen’s health contributes towards economy. Before the pandemic, things had been going as it is for many years without required amendments, but corona stimulated the world to be changed for very required reasons. Such changes have happened in the health sector although many people are not aware of such health facilities. Online Registration System (ORS) and E Sanjeevani OPD are among various online medical services portals. E Sanjeevani OPD is National Teleconsultation Service of the Ministry of Health and Family Welfare is first of its kind online OPD service offered by a country government to its citizens. The platform is available to people in 27 states and union territories. It is a big push for the 'Digital India' initiative of Prime Minister Narendra Modi. As many, big hospitals have come forward by creating an online platform for patients. Registration number, OPD Appointments, doctor-patient meet through video calling, and medical reports are being served under the online portal. Through an online portal, minor issues can be solved by sitting at home. No more travel harassment for mild medical issues. The Effective online portal will help the hospital crowd off and the physical visits would be happening in required cases. Time, Money and travel expense can be saved. It will be beneficial for the hospital too as a less human resource can provide their best services comparatively. During Pandemic, Online wave was seen in health sector among other prominent sectors and it has proved by doing work under these online platforms, productivity can be increased but it cannot be denied, these Medical online portals are doing their work as per web programming but the people who are working under these web systems are not doing their work in the required effective way. It is seen that government initiatives work like a magic wand but being a country citizen and Prominent organizations, we should put at least propositional efforts to make things happening only after those things can work properly. By developing OPD online Portals, a sigh of relief has been seen during the Pandemic. From my little experience with portals, I realized, these portals could be proved a game-changer if it would work most effectively. As the portal is patient-friendly, easy to operate and well managed but services that should be provided is not available in a better manner. General OPD & Specialty OPD should be opened on a timely basis and every each Token should be consulted as per queue. It is seen doctors do not be the online timely and patient end it up with waiting, most patients are not updated about their turn. India's economy is strong in its own way and citizen’s efforts can bring it to the next level. Where the world is deteriorated by corona, India fought with corona like strong warriors and helping the world like God Sakat Mochan Hanuman by giving swadeshi free vaccination. Time to boost Govt efforts to make the health sector strong and effective. Chandigarh

LATEST NEWS

Read More

SBI reduces home loan rates to 6.70%

3/3/2021 12:34:00 PM

The country's largest lender State Bank of India on Monday said it has reduced interest rates on home loans by up to 10 basis points (bps) and is offering loans starting from 6.70 per cent rate. The new rates are based on loan amount and CIBIL score of the borrower, and are available till March 31, 2021, according to a statement. The bank said the home loan interest rates will start from 6.70 per cent for loans up to Rs 75 lakh and 6.75 per cent for loans in the range of Rs 75 lakh-Rs 5 crore. The bank's Deputy Managing Director (Retail Business) Saloni Narayan said, "We want to take advantage of the festive season, especially Holi. This being the last month of the year, we are looking at a good number." The lender is also giving a 100 per cent waiver on processing fees. Customers can also apply for home loans using Yono app to get an additional interest concession of 5 bps, the bank said. It is also offering a special 5 bps concession to woman borrowers on the eve of International Women's Day. Narayan said the bank does not see much challenge in terms of repayments in the home loan segment. "We are mindful of whatever stresses are there and we are reaching out to the customers. "We are taking several steps within and outside the bank and also giving options to borrowers on how they can repay the loans. We are monitoring closely and, as of now, I don't see much of a challenge," she said. The lender's gross non-performing assets in the home loan segment is 0.67-0.68 per cent, its Chairman Dinesh Khara had said last month. ET Realty India

Read More

Post-covid-19, women prefer real estate more than men, finds survey

3/4/2021 12:04:00 PM

Women’s preference for real estate has risen post-covid-19—from 57% votes in a pre-covid-19 consumer sentiment survey to 62% in the current edition of the survey by ANAROCK Property Consultants. Their main sentiment drivers include affordability, offers and discounts, and home loan rates. Women tend to prefer real estate more than men. While 62% of women prefer to invest in real estate, only 54% of men chose it over the stock market, fixed deposits and gold . The company had surveyed 3,900 survey participants. Of these, 36% of respondents were women. Other key findings of the survey are as under: > At least 82% of women respondents will buy a home for end-use, 18% for investment. In contrast, 68% of men will buy for end-use and 34% for investment. > Over 70% of women respondents consider this to be an ideal time to buy a property. > At least 66% of women respondent home seekers will buy within affordable and mid-segment housing (below Rs90 lakh) > Most women prefer bigger configurations—46% favour 3BHKs while 30% are scouting for 2BHKs. About 10% also looking for 4BHKs. > The security of physical assets influences 31% of women homebuyers, 28% are attracted by cheaper home loans, and 22% by available offers and discounts. > While most women preferred properties priced within Rs90 lakh, 5% voted for ultra-luxury real estate priced (Rs2.5 crore) “The survey reveals that many Indian women now consider housing not just the bedrock of financial security but also essential to diversify their investment portfolios," said Prashant Thakur, director & head of research, ANAROCK Property Consultants. According to the survey, women homebuyers prefer ready-to-move-in homes, reflecting a strong aversion to under-construction properties. Nearly 71% of women respondents want to buy ready homes, followed by 11% each for homes that will be available for possession in the next six months and newly-launched projects. Various government policies support and promote women homeownership in India. For instance, to avail homes under the government’s flagship scheme Pradhan Mantri Awas Yojna (PMAY) introduced in 2015, homes have to be mandatorily registered either in a woman’s name, or with women as co-owners. It was done to empower women of the lower-income segments. Lower stamp duty is another benefit that women enjoy while buying a property. Stamp duty charges are lower if property registration is executed in the name of a woman, although these charges vary from state to state. The exemption for women varies between 1-2% across different states. To avail of certain tax benefits, a woman can also become the joint owner of a property with her husband and, if she has a separate source of income, both can claim tax deductions individually. Source: Mint India

Read More

Ease of Living Index: Bengaluru, Shimla adjudged best among 111 cities

3/5/2021 12:52:00 PM

Bengaluru emerged as top city on government's Ease of Living Index 2020 that was released by Housing and Urban Affairs Minister Hardeep Singh Puri on Thursday. Pune was second and Ahmedabad was ranked third among 111 cities. Puri announced the release of the final rankings of Ease of Living Index (EoLI) 2020 and the Municipal Performance Index (MPI) 2020 in an online event. The rankings under Ease of Living Index 2020 were announced for cities with a population of more than a million, and cities with less than a million people. 111 cities participated in the assessment exercise that was conducted in 2020. The analysis categorises them into Million+ populated cities (those with a population of more than a million) and Less than Million populated cites (those with a population of less than a million) along with all the cities under the Smart Cities Program. Bengaluru emerged as the top performer in the Million+ category, followed by Pune, Ahmedabad, Chennai, Surat, Navi Mumbai, Coimbatore, Vadodara, Indore, and Greater Mumbai. In the Less than Million category, Shimla was ranked the highest in ease of living, followed by Bhubaneshwar, Silvassa, Kakinada, Salem, Vellore, Gandhinagar, Gurugram, Davangere, and Tiruchirappalli. Similar to the EoLI index, the assessment framework under MPI 2020 has classified municipalities based on their population- Million+ (municipalities having over a million population) and Less than Million Population. In the Million+ category, Indore has emerged as the highest ranked municipality, followed by Surat and Bhopal. In the Less than Million category, New Delhi Municipal Council has emerged as the leader, followed by Tirupati and Gandhinagar. The MPI examined the sectoral performance of 111 municipalities (with Delhi being assessed separately for NDMC, and the three Municipal Corporations) across five verticals which comprise of 20 sectors and 100 indicators in all totality. The five verticals under MPI are Services, Finance, Policy, Technology and Governance. The Ease of Living Index (EoLI) is an assessment tool that evaluates the quality of life and the impact of various initiatives for urban development. It provides a comprehensive understanding of participating cities across India based on quality of life, economic-ability of a city, and its sustainability and resilience. The assessment also incorporates the residents' view on the services provided by city administration through a Citizen Perception Survey. "he Municipal Performance Index (MPI) seeks to examine local government practice in municipalities across areas of services, finance, policy, technology and governance. It seeks to simplify and evaluate the complexities in local governance practice and promote the ethos of transparency and accountability.Both the indices represent an attempt to gauge the performance of cities across India on various parameters of urban living. The Ease of Living Index encapsulates the outcome indicators while the Municipal Performance Index captures the enabling input parameters. These indices provide a holistic assessment of cities based on their efforts to cultivate better quality of life, create infrastructure, and address challenges of urbanization," said Ministry of Housing & Urban Affairs in a statement. "The Municipal Performance Index is an effort to assess and analyse the performance of Indian municipalities based on their defined set of functions. The responsibilities of a municipality span across a range of verticals that include provision of basic pubic services to more complex domains like urban planning. The salient features of MPI are given below. The framework covers 20 varied sectors vis. Education, Health, Water & Wastewater, SWM & Sanitation, Registration & Permits, Infrastructure, Revenue Management, Expenditure Management, Fiscal Responsibility, Fiscal Decentralisation, Digital Governance, Digital Access, Digital Literacy, Plan Preparation, Plan Implementation, Plan Enforcement, Transparency & Accountability, Human Resource, Participation and Effectiveness," the Ministry further said. India

Enquire Now Click Here...!